Understanding and making the most of your dental insurance can seem daunting. However, with a bit of knowledge and strategizing, you can significantly enhance your dental health while minimizing out-of-pocket expenses.
At Brentwood Village Dental, we’re committed to helping you navigate your dental insurance benefits in Alberta. We aim to make this process as straightforward and beneficial for you and your family as possible, ensuring you get the most out of your dental insurance.
How Does Dental Insurance Work?
Dental insurance pays for a percentage of your dental bill that is covered under the plan. After your treatment, your insurance company will pay for our clinic’s services through direct billing. If your insurance policy covers 90% of your dental cleaning and routine exam cost, you’ll need to pay for the 10% remaining.
Insurance policies typically limit the dollar amount of service covered. For example, if you have an annual amount of $500 for dental cleanings and routine check-ups, you are responsible for paying for additional dental cleanings once the $500 limit is reached.
At Brentwood Village Dental Clinic, we understand that paying out-of-pocket for treatments and waiting to be reimbursed by your insurance company can be stressful for some families. We want to make your experience with us as comfortable and smooth as possible, and by offering direct billing for our patients, we can help ease some of the stress.
Dental Insurance Coverage at a Glance
Most plans include two preventative visits annually, underlining the importance of regular check-ups. In brief, dental insurance policies may cover:
- Preventative care
- Fillings
- Root canals
- Crowns
- Oral surgery
- Periodontics
- Orthodontics
- Prosthodontics, like bridges or dentures
Schedule Regular Check-Ups
Dental insurance plans often fully cover preventive care, such as regular check-ups and cleanings. By taking advantage of these services, you’re improving your dental health and preventing more severe and costly procedures in the future. Regular visits allow your dentist to catch issues early on, often leading to simpler, less expensive treatments.
Schedule an appointment soon with Brentwood Village Dental here.
Plan Your Treatments Wisely
Consider your plan’s annual maximum if your dentist recommends a major procedure. If you’re nearing the end of the year and have unused benefits, schedule part of your treatment before and after the new year begins.
This strategy allows you to utilize two years’ benefits, reducing out-of-pocket costs.
Keep Good Records
Maintaining detailed records of your dental treatments and expenses can help you track your spending and plan for future procedures. This is particularly helpful when trying to maximize your insurance benefits and for submitting claims if your dentist does not do so on your behalf.
Smile More, Pay Less!
Dental health is a crucial part of our overall well-being, and maximizing your dental insurance benefits is a smart way to ensure you and your family maintain healthy smiles without financial stress. Remember to regularly review your plan’s details, schedule preventive care, plan major treatments strategically, and keep thorough records of your dental health expenses.
For more information on maximizing your dental insurance benefits in Alberta and understanding the ins and outs of insurance deductibles, reach out to us at Brentwood Village Dental.
